New Study: People Who Do This Daily Make More Money Over Their Lifetimes

Cha-ching! Health really is wealth: New data suggests exercise pays off in an unexpectedly valuable way. 

You’ve heard that regular exercise can help you live richly. Frequent movement, even in short bursts throughout the day, has been linked to lower all-cause mortality rates and reduced risk of heart disease, type-2 diabetes and other age-related conditions, helping you age healthfully and stay independent.

Now, new research suggests frequent exercise might help you live well in another meaningful way—that is, in terms of income. In a recent study published in the journal Clinical Orthopaedics and Related Research, doctors from the National Institute of Arthritis and Musculoskeletal and Skin Diseases (NIAMS), which is part of the National Institute of Health (NIH), investigated whether individuals who stayed active would earn more money as a result of their active lifestyle.

The researchers’ findings revealed that staying active not only resulted in higher present earnings, but also predicted increased future income throughout one’s life. In essence, the science was clear: Getting more exercise could make you wealthier.

How exercise predicted future earnings

The researchers set out to explore three key correlations: How mobility affected income, how mobility influenced income over time, and whether exercise could help people maintain their mobility as they aged.

The team analyzed data from the federally supported Health and Retirement Study (HRS), the largest study tracking changes over time in Americans aged 50 and above. This comprehensive study takes into account various life aspects, including work, socio-economic status, health, psychology and family matters, as individuals age.

To assess the impact of current mobility on income, the researchers examined data from over 19,000 respondents to determine how well they could perform simple tasks, such as walking several blocks, climbing multiple flights of stairs, or moving around a room. Each person received a numerical score, with 5 indicating full mobility and 0 indicating difficulties with these tasks.

The researchers found that for each decrease in the mobility category, individuals lost out on an average of $3,000 in annual income compared to their peers. Those who were active were also significantly more likely to remain working for longer than the other group. It appeared that engaging in exercise enabled individuals to maintain mobility and engage in professional life for a longer period of time than those who were less active.

Looking at earnings over time revealed even more substantial benefits for those who remained active throughout their lives. Active individuals showed an overall income level that was $6,500 higher, along with higher rates of employment. 

For the third part of the study, it’s not surprising that those who engaged in exercise continued to maintain their mobility after the age of 55 and had higher employment rates. Even exercising just one day a week showed improvements in mobility outcomes.

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Moving more benefits more than just health

While this study doesn’t definitively prove that leading a healthy lifestyle directly leads to higher earnings, it strongly suggests that staying healthy and mobile brings benefits beyond just lower levels of disease (which is a type of wealth in and of itself). NIAMS Director Lindsey A. Criswell, M.D., M.P.H., underscores this point: “We have long understood that greater mobility is an important indicator of good health … The notion that mobility can have economic rewards further extends the evidence for the benefits of exercise and maintaining an active lifestyle.”

If this science inspires you to make a healthy lifestyle change, speak with a licensed healthcare provider to determine the right exercise program for you.

Meaghan Cameron, MS
Meaghan has more than 15 years of experience in writing and editing food, travel, fitness, sports, and lifestyle material. Her professional journey began at Reader's Digest, where she honed her skills and developed a passion for creating engaging content. Throughout her career, she has contributed her expertise to renowned platforms such as Food Network, Martha Stewart, Outside Television, and Eat This, Not That! Additionally, Meaghan has valuable experience in radio and video production. Before entering the world of content creation, Meaghan spent more than a decade working in the restaurant industry. This hands-on experience has provided her with insider knowledge and secrets about the workings of the industry. Meaghan holds a bachelor's degree in English from the State University of New York (SUNY) Purchase and a master's degree in publishing from Pace University.